Holly Ellis

Holly Ellis

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$495,000

($242,106 down)
FHA

3393 Vance Street, Riverside, CA 92504

2
1
874 sqft
PITI Monthly
$2,026.13 /mo

Listing courtesy of: Teresa Knoll, First Team Real Estate North Tustin

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,146 /mo
$1,890 /mo

What's Special

INVESTORS
ENTERTAINMENT
DINING
SPACIOUS
GAME ROOM
CHARMING

Charming Riverside Starter Home with Endless Potential! Welcome to 3393 Vance Street, a beautifully maintained 2-bedroom, 1-bath home that showcases true pride of ownership, situated on a spacious 9,000+ SqFt lot with incredible potential for expansion. From the moment you arrive, you’re welcomed by elegant French double doors that open into a bright and airy entryway, flowing seamlessly into the inviting living area. The garage has been converted into additional living space—perfect for entertaining, a game room, or a flexible bonus area. The large family-style kitchen offers plenty of space for cooking, dining, and creating memories with loved ones. Both bedrooms are comfortably sized and share a well-appointed full bathroom conveniently located down the hall. Step outside to an expansive backyard—a blank canvas with room to build your dream outdoor oasis. Whether you're imagining a pool, ADU, garden, or entertainment zone, this property is ready for your personal touch. The lot is already in place, just waiting for your creative ideas. Located in a, established neighborhood, this gem is ideal for first-time buyers, investors, or anyone seeking a home with space to grow. Don’t miss this opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,026.13/mo
Estimated Loan Balance
$286,311
Cash to close
$242,106
Interest Paid
$31,424

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Central
Features
  • Materials: Drywall, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Drywall, Concrete, Stucco
  • Roof: Composition
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights, Sidewalks, Urban
HOA
  • Has HOA: No
Location
  • Region: Riverside

Financial Details

  • Price per Sqft: $566.36
  • Tax Annual Amount: $6187.5
  • On Market Date: 2025-04-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $242,106 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $242,106!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$252,894
Your Cash$242,106
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,146/mo
Traditional @ 7.15%
$1,961/mo
You save $815/month ($9,784/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25082222

Listing From:

Last updated: 2025-04-16T13:44:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,146 /mo
$1,890 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $242,106 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $242,106!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$252,894
Your Cash$242,106
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,146/mo
Traditional @ 7.15%
$1,961/mo
You save $815/month ($9,784/year)

*Secondary financing rates are an estimated value based on input

Follow Us
WestUSA
Agent/Broker
Holly EllisWestUSA(623) 363-6370hollyellis0929@gmail.comMLS SA625764000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than WestUSA are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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