Holly Ellis

Holly Ellis

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$560,000

($143,426 down)
FHA

3104 Mary Ann Lane, San Bernardino, CA 92404

3
2
1,178 sqft
PITI Monthly
$3,111.76 /mo

Listing courtesy of: Donna Landaverde, Synergy Real Estate

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,049 /mo
$2,984 /mo

What's Special

SHOPPING
DINING
SPACIOUS
LUXURY
HARDWOOD FLOORS
FIREPLACE
PATIO
CHARMING
COZY

Stunning pool home on a spacious corner lot in one of San Bernardino’s most desirable neighborhoods! This beautifully upgraded residence offers the perfect blend of style, comfort, and seamless indoor outdoor living highlighted by a resort style backyard made for unforgettable entertaining. From the moment you arrive, you’ll notice the manicured landscaping, newly installed iron fencing, and custom wood and iron gate that add both privacy and charm. The exterior has been freshly painted and enhanced with new lighting. A recently updated garage door offers direct access into the home, and a gated driveway provides ample secure parking for family and guests. Inside, original oak hardwood floors and oversized windows flood the space with natural light. The living room centers around a charming fireplace ideal for cozy evenings or relaxed gatherings. The kitchen is both functional and inviting, featuring generous cabinet space, custom lighting, and a newly installed range hood perfect for everyday meals or weekend hosting. Bathrooms have been tastefully updated with new ventilation and stylish finishes, while the spacious, well lit bedrooms offer a peaceful retreat with excellent flow throughout the home. Additional highlights include newer attic insulation for improved energy efficiency, upgraded security doors, and a private indoor laundry room with direct garage access for everyday ease. Step outside and experience what sets this home apart. Two oversized patio areas create the perfect setting for dining, relaxing, or entertaining. At the heart of the yard is a sparkling pool with a brand-new skimmer framed by lounge areas, TV hookups for outdoor viewing, and a separate gated entrance for effortless hosting. Conveniently located just minutes from shopping, restaurants, major freeways, Cal State University San Bernardino, local museums, and the Yaamava casino, this home offers not just luxury but lifestyle. Don’t miss the chance to call this entertainer’s pool home your own. Schedule your private tour today and experience everything this exceptional home has to offer!

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,111.76/mo
Estimated Loan Balance
$418,791
Cash to close
$143,426
Interest Paid
$47,174

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $475.38
  • Tax Annual Amount: $7000
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $143,426 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $143,426!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$416,574
Your Cash$143,426
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,049/mo
Traditional @ 7.15%
$3,096/mo
You save $1,047/month ($12,561/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25084161

Listing From:

Last updated: 2025-04-18T13:43:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,049 /mo
$2,984 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,426 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $143,426!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$416,574
Your Cash$143,426
Total Purchase Price:$560,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,049/mo
Traditional @ 7.15%
$3,096/mo
You save $1,047/month ($12,561/year)

*Secondary financing rates are an estimated value based on input

Follow Us
WestUSA
Agent/Broker
Holly EllisWestUSA(623) 363-6370hollyellis0929@gmail.comMLS SA625764000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than WestUSA are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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