Holly Ellis

Holly Ellis

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$649,000

($228,147 down)
VA

1205 Caminito Rockfish UNIT 53, San Diego, CA 92154

3
3
1,615 sqft
PITI Monthly
$2,911.38 /mo

Listing courtesy of: Lacy McFarland, Palisade Realty, Inc

Assumed Rate

3.33%
7.15%

Principal & Interest

$2,069 /mo
$3,178 /mo

What's Special

OPEN CONCEPT
WALK-IN CLOSET
PATIO
MOUNTAIN VIEWS

Step inside the newest to hit the market tri-level townhome in the sunny Playa del Sol Community! Complete with open concept living, in-unit washer and dryer, and an attached two-car garage this home is waiting for you! Boasting pride of ownership, this home has been beautifully designed while still feeling the comforts of home. Imagine cooking in the bright, open kitchen and making use of the long, quartz covered island. Enjoy the walk-in closet and double sink vanity in the primary bedroom. With a full upstairs bathroom AND a guest half bathroom on the main level. Positioned as an end unit, what sets this home apart is expansive mountain views, which can be enjoyed while sitting on your own private patio. Enjoy all the amenities that the community offers such as a resort style pool and private resident gym. This home isn't going to last long! Ask about the assumable 2.75% VA loan!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.33
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,911.38/mo
Estimated Loan Balance
$425,320
Cash to close
$228,147
Interest Paid
$74,395

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Playa del Sol
  • HOA Amenities: Unknown
  • HOA Fee: $500
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $401.86
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $228,147 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $228,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.33% Sellers Rate
$420,853
Your Cash$228,147
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.33%
$2,069/mo
Traditional @ 7.15%
$3,297/mo
You save $1,228/month ($14,737/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502705

Listing From:

Last updated: 2025-04-17T00:24:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.33%
7.15%

Principal & Interest

$2,069 /mo
$3,178 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $228,147 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $228,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.33% Sellers Rate
$420,853
Your Cash$228,147
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.33%
$2,069/mo
Traditional @ 7.15%
$3,297/mo
You save $1,228/month ($14,737/year)

*Secondary financing rates are an estimated value based on input

Follow Us
WestUSA
Agent/Broker
Holly EllisWestUSA(623) 363-6370hollyellis0929@gmail.comMLS SA625764000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than WestUSA are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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